I’ve spent more than 38 years working in banking, finance and lending across Australia and New Zealand. Over that time, I’ve been closely involved in the personal finances of everyday people and families.

I’ve seen the good—but I’ve also seen the toll money problems can take. Stress at home, relationships under pressure, people working hard but still feeling like they’re not getting ahead. In some cases, the consequences go much deeper than people expect.

What became clear to me is this: most people were never properly shown how to manage money in the first place.

That’s why I wrote DebtFree Me.

I didn’t want to write another finance book full of jargon or theory. I wanted something practical—something you can actually use in your day-to-day life. A simple, step-by-step way to take control of your money, reduce debt, and build habits that stick.

If you do the work, it works. It’s as simple as that.

If you’d like some extra guidance along the way, I also offer personal finance coaching.

You can reach me at help@debtfreeme.online

— Grant Clifton